Call reports 2018
INSOUTH BANK — 2018
What INSOUTH BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 315,523,000 | 322,702,000 | 323,518,000 | 323,312,000 |
| Total loans | 249,699,000 | 256,126,000 | 258,431,000 | 253,770,000 |
| Allowance for loan losses | 2,159,000 | 2,434,000 | 2,524,000 | 2,503,000 |
| Securities available for sale | 38,205,000 | 39,018,000 | 37,110,000 | 40,303,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,924,000 | 270,826,000 | 262,292,000 | 270,254,000 |
| Interest-bearing deposits | 208,814,000 | 200,120,000 | 196,956,000 | 205,553,000 |
| Noninterest-bearing deposits | 74,110,000 | 70,706,000 | 65,336,000 | 64,701,000 |
| Equity capital | 29,840,000 | 30,204,000 | 30,641,000 | 31,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,751,000 | 7,636,000 | 11,644,000 | 15,724,000 |
| Interest expense | 214,000 | 498,000 | 887,000 | 1,347,000 |
| Net interest income | 3,537,000 | 7,138,000 | 10,757,000 | 14,377,000 |
| Noninterest income | 873,000 | 1,842,000 | 3,089,000 | 4,083,000 |
| Noninterest expense | 3,241,000 | 6,254,000 | 9,303,000 | 12,434,000 |
| Provision for loan losses | 215,000 | 379,000 | 639,000 | 683,000 |
| Pretax income | 954,000 | 2,347,000 | 3,904,000 | 5,343,000 |
| Income tax | 228,000 | 577,000 | 966,000 | 1,326,000 |
| Net income | 726,000 | 1,770,000 | 2,938,000 | 4,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,538,000 | 30,219,000 | 31,128,000 | 31,945,000 |
| Total capital | 31,697,000 | 32,653,000 | 33,652,000 | 34,448,000 |
| Risk-weighted assets | 258,695,000 | 265,284,000 | 266,092,000 | 263,513,000 |