Call reports 2017
INSOUTH BANK — 2017
What INSOUTH BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 308,573,000 | 309,911,000 | 308,895,000 | 312,992,000 |
| Total loans | 236,002,000 | 245,836,000 | 245,400,000 | 249,129,000 |
| Allowance for loan losses | 1,686,000 | 1,599,000 | 1,559,000 | 2,054,000 |
| Securities available for sale | 44,405,000 | 38,341,000 | 36,726,000 | 34,935,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,809,000 | 269,869,000 | 261,325,000 | 274,481,000 |
| Interest-bearing deposits | 210,241,000 | 202,194,000 | 194,857,000 | 202,992,000 |
| Noninterest-bearing deposits | 67,568,000 | 67,675,000 | 66,468,000 | 71,489,000 |
| Equity capital | 29,517,000 | 29,917,000 | 29,929,000 | 30,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,317,000 | 6,810,000 | 10,411,000 | 14,087,000 |
| Interest expense | 196,000 | 399,000 | 634,000 | 860,000 |
| Net interest income | 3,121,000 | 6,411,000 | 9,777,000 | 13,227,000 |
| Noninterest income | 782,000 | 1,637,000 | 2,571,000 | 3,640,000 |
| Noninterest expense | 2,853,000 | 5,795,000 | 8,803,000 | 11,665,000 |
| Provision for loan losses | 88,000 | 182,000 | 514,000 | 635,000 |
| Pretax income | 962,000 | 2,149,000 | 3,109,000 | 4,645,000 |
| Income tax | 353,000 | 792,000 | 1,144,000 | 1,699,000 |
| Net income | 609,000 | 1,357,000 | 1,965,000 | 2,946,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,215,000 | 27,791,000 | 28,146,000 | 29,133,000 |
| Total capital | 28,901,000 | 29,390,000 | 29,705,000 | 31,187,000 |
| Risk-weighted assets | 240,632,000 | 248,483,000 | 247,848,000 | 255,536,000 |