Call reports 2011
INSOUTH BANK — 2011
What INSOUTH BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 347,972,000 | 331,475,000 | 302,903,000 | 290,165,000 |
| Total loans | 213,040,000 | 207,728,000 | 199,097,000 | 188,763,000 |
| Allowance for loan losses | 7,922,000 | 7,578,000 | 7,095,000 | 6,263,000 |
| Securities available for sale | 56,673,000 | 56,565,000 | 55,621,000 | 52,416,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,082,000 | 307,495,000 | 279,653,000 | 267,743,000 |
| Interest-bearing deposits | 287,054,000 | 269,283,000 | 238,292,000 | 229,757,000 |
| Noninterest-bearing deposits | 37,028,000 | 38,212,000 | 41,361,000 | 37,986,000 |
| Equity capital | 21,727,000 | 21,713,000 | 21,290,000 | 20,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,704,000 | 7,148,000 | 10,583,000 | 13,825,000 |
| Interest expense | 901,000 | 1,691,000 | 2,333,000 | 2,820,000 |
| Net interest income | 2,803,000 | 5,457,000 | 8,250,000 | 11,005,000 |
| Noninterest income | 779,000 | 1,412,000 | 2,200,000 | 3,439,000 |
| Noninterest expense | 3,399,000 | 6,956,000 | 10,093,000 | 13,760,000 |
| Provision for loan losses | 101,000 | 1,150,000 | 2,990,000 | 3,297,000 |
| Pretax income | 82,000 | -1,237,000 | -2,633,000 | -2,613,000 |
| Income tax | 1,000 | 3,000 | 0 | 0 |
| Net income | 81,000 | -1,240,000 | -2,633,000 | -2,613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,274,000 | 21,953,000 | 20,560,000 | 20,581,000 |
| Total capital | 25,919,000 | 24,515,000 | 23,036,000 | 22,980,000 |
| Risk-weighted assets | 206,337,000 | 199,921,000 | 193,462,000 | 188,016,000 |