Call report 2007Q4
INSOUTH BANK — 2007Q4
The 22 measures INSOUTH BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 596,274,000 | USD | evidence → |
| Total loans | 457,883,000 | USD | evidence → |
| Allowance for loan losses | 6,029,000 | USD | evidence → |
| Securities available for sale | 70,081,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 482,521,000 | USD | evidence → |
| Interest-bearing deposits | 443,900,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,621,000 | USD | evidence → |
| Equity capital | 43,439,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 39,920,000 | USD | evidence → |
| Interest expense | 20,161,000 | USD | evidence → |
| Net interest income | 19,759,000 | USD | evidence → |
| Noninterest income | 3,807,000 | USD | evidence → |
| Noninterest expense | 22,076,000 | USD | evidence → |
| Provision for loan losses | 5,380,000 | USD | evidence → |
| Pretax income | -3,697,000 | USD | evidence → |
| Income tax | -1,946,000 | USD | evidence → |
| Net income | -1,751,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 43,269,000 | USD | evidence → |
| Total capital | 48,196,000 | USD | evidence → |
| Risk-weighted assets | 449,548,000 | USD | evidence → |