Call report 2005Q4
INSOUTH BANK — 2005Q4
The 22 measures INSOUTH BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 502,134,000 | USD | evidence → |
| Total loans | 375,432,000 | USD | evidence → |
| Allowance for loan losses | 2,528,000 | USD | evidence → |
| Securities available for sale | 63,869,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 325,481,000 | USD | evidence → |
| Interest-bearing deposits | 285,760,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,721,000 | USD | evidence → |
| Equity capital | 44,953,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 31,907,000 | USD | evidence → |
| Interest expense | 10,782,000 | USD | evidence → |
| Net interest income | 21,125,000 | USD | evidence → |
| Noninterest income | 4,427,000 | USD | evidence → |
| Noninterest expense | 15,383,000 | USD | evidence → |
| Provision for loan losses | 326,000 | USD | evidence → |
| Pretax income | 9,843,000 | USD | evidence → |
| Income tax | 3,598,000 | USD | evidence → |
| Net income | 6,245,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,416,000 | USD | evidence → |
| Total capital | 47,089,000 | USD | evidence → |
| Risk-weighted assets | 355,448,000 | USD | evidence → |