Call report 2004Q4
INSOUTH BANK — 2004Q4
The 22 measures INSOUTH BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 483,579,000 | USD | evidence → |
| Total loans | 370,541,000 | USD | evidence → |
| Allowance for loan losses | 2,467,000 | USD | evidence → |
| Securities available for sale | 55,585,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 332,351,000 | USD | evidence → |
| Interest-bearing deposits | 290,780,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,571,000 | USD | evidence → |
| Equity capital | 42,407,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,284,000 | USD | evidence → |
| Interest expense | 6,932,000 | USD | evidence → |
| Net interest income | 20,352,000 | USD | evidence → |
| Noninterest income | 4,756,000 | USD | evidence → |
| Noninterest expense | 16,744,000 | USD | evidence → |
| Provision for loan losses | 607,000 | USD | evidence → |
| Pretax income | 7,768,000 | USD | evidence → |
| Income tax | 2,653,000 | USD | evidence → |
| Net income | 5,115,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,001,000 | USD | evidence → |
| Total capital | 43,783,000 | USD | evidence → |
| Risk-weighted assets | 331,183,000 | USD | evidence → |