Call report 2003Q4
INSOUTH BANK — 2003Q4
The 22 measures INSOUTH BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 469,266,000 | USD | evidence → |
| Total loans | 358,784,000 | USD | evidence → |
| Allowance for loan losses | 2,675,000 | USD | evidence → |
| Securities available for sale | 50,320,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 355,693,000 | USD | evidence → |
| Interest-bearing deposits | 316,290,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,403,000 | USD | evidence → |
| Equity capital | 39,490,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,719,000 | USD | evidence → |
| Interest expense | 10,256,000 | USD | evidence → |
| Net interest income | 19,463,000 | USD | evidence → |
| Noninterest income | 4,515,000 | USD | evidence → |
| Noninterest expense | 18,691,000 | USD | evidence → |
| Provision for loan losses | 643,000 | USD | evidence → |
| Pretax income | 4,644,000 | USD | evidence → |
| Income tax | 1,601,000 | USD | evidence → |
| Net income | 3,043,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,731,000 | USD | evidence → |
| Total capital | 41,824,000 | USD | evidence → |
| Risk-weighted assets | 322,442,000 | USD | evidence → |