Call reports 2001
INSOUTH BANK — 2001
What INSOUTH BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 512,162,000 | 492,773,000 | 577,748,000 | 535,536,000 |
| Total loans | 365,965,000 | 349,254,000 | 431,651,000 | 387,045,000 |
| Allowance for loan losses | 7,681,000 | 7,144,000 | 5,753,000 | 5,517,000 |
| Securities available for sale | 71,999,000 | 66,764,000 | 52,995,000 | 51,524,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 455,268,000 | 427,267,000 | 530,405,000 | 490,104,000 |
| Interest-bearing deposits | 418,519,000 | 384,975,000 | 489,347,000 | 455,145,000 |
| Noninterest-bearing deposits | 36,749,000 | 42,292,000 | 41,058,000 | 34,959,000 |
| Equity capital | 40,513,000 | 40,240,000 | 40,926,000 | 38,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 11,470,000 | 22,543,000 | 33,038,000 | 41,661,000 |
| Interest expense | 6,246,000 | 12,189,000 | 18,118,000 | 23,136,000 |
| Net interest income | 5,224,000 | 10,354,000 | 14,920,000 | 18,525,000 |
| Noninterest income | 650,000 | 1,764,000 | 3,285,000 | 4,695,000 |
| Noninterest expense | 5,741,000 | 12,262,000 | 17,950,000 | 24,469,000 |
| Provision for loan losses | 20,000 | 20,000 | 220,000 | 1,890,000 |
| Pretax income | 152,000 | -1,000 | 424,000 | -2,750,000 |
| Income tax | 7,000 | -60,000 | 10,000 | -831,000 |
| Net income | 145,000 | 59,000 | 414,000 | -1,919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,564,000 | 40,077,000 | 39,632,000 | 37,373,000 |
| Total capital | 41,965,000 | 43,239,000 | 43,388,000 | 40,833,000 |
| Risk-weighted assets | 342,039,000 | 323,425,000 | 371,265,000 | 345,504,000 |