Call reports 2012
FARMERS DEPOSIT BANK — 2012
What FARMERS DEPOSIT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Total assets | 60,259,000 | 58,824,000 |
| Total loans | 39,421,000 | 38,156,000 |
| Allowance for loan losses | 894,000 | 891,000 |
| Securities available for sale | 7,619,000 | 9,285,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 50,103,000 | 48,544,000 |
| Interest-bearing deposits | 42,925,000 | 41,297,000 |
| Noninterest-bearing deposits | 7,178,000 | 7,247,000 |
| Equity capital | 9,961,000 | 10,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Interest income | 728,000 | 1,412,000 |
| Interest expense | 104,000 | 201,000 |
| Net interest income | 624,000 | 1,211,000 |
| Noninterest income | 130,000 | 155,000 |
| Noninterest expense | 476,000 | 909,000 |
| Provision for loan losses | 100,000 | 100,000 |
| Pretax income | 178,000 | 357,000 |
| Income tax | 59,000 | 119,000 |
| Net income | 119,000 | 238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Tier 1 capital | 6,356,000 | 6,475,000 |
| Total capital | 6,862,000 | 6,957,000 |
| Risk-weighted assets | 40,144,000 | 38,157,000 |