Call reports 2011
FARMERS DEPOSIT BANK — 2011
What FARMERS DEPOSIT BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 60,836,000 | 59,246,000 | 58,513,000 | 59,841,000 |
| Total loans | 42,452,000 | 42,200,000 | 42,434,000 | 41,823,000 |
| Allowance for loan losses | 1,589,000 | 1,757,000 | 1,735,000 | 988,000 |
| Securities available for sale | 9,088,000 | 8,739,000 | 8,462,000 | 7,947,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,843,000 | 49,198,000 | 48,291,000 | 49,591,000 |
| Interest-bearing deposits | 44,584,000 | 42,883,000 | 42,027,000 | 42,790,000 |
| Noninterest-bearing deposits | 6,259,000 | 6,315,000 | 6,264,000 | 6,801,000 |
| Equity capital | 9,607,000 | 9,651,000 | 9,880,000 | 9,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 724,000 | 1,452,000 | 2,144,000 | 2,847,000 |
| Interest expense | 148,000 | 291,000 | 418,000 | 535,000 |
| Net interest income | 576,000 | 1,161,000 | 1,726,000 | 2,312,000 |
| Noninterest income | 49,000 | 53,000 | 132,000 | 204,000 |
| Noninterest expense | 600,000 | 1,132,000 | 1,524,000 | 1,948,000 |
| Provision for loan losses | 0 | 160,000 | 160,000 | 160,000 |
| Pretax income | 25,000 | -78,000 | 174,000 | 408,000 |
| Income tax | 7,000 | -29,000 | 55,000 | 134,000 |
| Net income | 18,000 | -49,000 | 119,000 | 274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,120,000 | 6,054,000 | 6,221,000 | 6,376,000 |
| Total capital | 6,643,000 | 6,573,000 | 6,738,000 | 6,899,000 |
| Risk-weighted assets | 40,828,000 | 40,322,000 | 40,196,000 | 41,451,000 |