Call reports 2010
FARMERS DEPOSIT BANK — 2010
What FARMERS DEPOSIT BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 62,207,000 | 62,826,000 | 61,053,000 | 61,434,000 |
| Total loans | 41,386,000 | 43,548,000 | 44,493,000 | 43,546,000 |
| Allowance for loan losses | 1,631,000 | 1,551,000 | 1,557,000 | 1,578,000 |
| Securities available for sale | 10,827,000 | 9,135,000 | 8,767,000 | 8,345,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,089,000 | 52,748,000 | 50,851,000 | 51,441,000 |
| Interest-bearing deposits | 45,991,000 | 46,193,000 | 44,238,000 | 44,694,000 |
| Noninterest-bearing deposits | 6,098,000 | 6,555,000 | 6,613,000 | 6,747,000 |
| Equity capital | 9,497,000 | 9,472,000 | 9,623,000 | 9,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 765,000 | 1,566,000 | 2,389,000 | 3,201,000 |
| Interest expense | 203,000 | 396,000 | 579,000 | 743,000 |
| Net interest income | 562,000 | 1,170,000 | 1,810,000 | 2,458,000 |
| Noninterest income | 104,000 | 177,000 | 254,000 | 340,000 |
| Noninterest expense | 466,000 | 859,000 | 1,302,000 | 1,750,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 200,000 | 488,000 | 762,000 | 1,048,000 |
| Income tax | 66,000 | 162,000 | 254,000 | 357,000 |
| Net income | 134,000 | 326,000 | 508,000 | 691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,895,000 | 5,837,000 | 6,018,000 | 6,102,000 |
| Total capital | 6,422,000 | 6,379,000 | 6,564,000 | 6,635,000 |
| Risk-weighted assets | 41,056,000 | 42,427,000 | 42,726,000 | 41,651,000 |