Call reports 2009
FARMERS DEPOSIT BANK — 2009
What FARMERS DEPOSIT BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 65,571,000 | 65,503,000 | 63,818,000 | 63,324,000 |
| Total loans | 44,403,000 | 44,247,000 | 44,622,000 | 42,454,000 |
| Allowance for loan losses | 2,088,000 | 1,979,000 | 1,893,000 | 1,673,000 |
| Securities available for sale | 10,498,000 | 11,106,000 | 10,898,000 | 9,092,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,702,000 | 55,537,000 | 53,593,000 | 52,996,000 |
| Interest-bearing deposits | 49,442,000 | 47,984,000 | 47,256,000 | 45,856,000 |
| Noninterest-bearing deposits | 6,260,000 | 7,553,000 | 6,337,000 | 7,140,000 |
| Equity capital | 9,061,000 | 9,082,000 | 9,419,000 | 9,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 844,000 | 1,624,000 | 2,419,000 | 3,201,000 |
| Interest expense | 245,000 | 483,000 | 710,000 | 926,000 |
| Net interest income | 599,000 | 1,141,000 | 1,709,000 | 2,275,000 |
| Noninterest income | 101,000 | 169,000 | 288,000 | 389,000 |
| Noninterest expense | 471,000 | 974,000 | 1,427,000 | 1,906,000 |
| Provision for loan losses | 0 | 0 | -100,000 | -300,000 |
| Pretax income | 229,000 | 336,000 | 670,000 | 1,058,000 |
| Income tax | 76,000 | 111,000 | 223,000 | 353,000 |
| Net income | 153,000 | 225,000 | 447,000 | 705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,509,000 | 5,581,000 | 5,804,000 | 6,061,000 |
| Total capital | 6,076,000 | 6,148,000 | 6,364,000 | 6,594,000 |
| Risk-weighted assets | 43,878,000 | 43,978,000 | 43,545,000 | 41,511,000 |