Call reports 2008
FARMERS DEPOSIT BANK — 2008
What FARMERS DEPOSIT BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 73,324,000 | 68,813,000 | 66,090,000 | 66,225,000 |
| Total loans | 43,155,000 | 44,574,000 | 44,980,000 | 45,971,000 |
| Allowance for loan losses | 2,207,000 | 2,271,000 | 2,093,000 | 2,072,000 |
| Securities available for sale | 18,402,000 | 15,938,000 | 14,849,000 | 14,805,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,886,000 | 56,745,000 | 53,832,000 | 53,880,000 |
| Interest-bearing deposits | 52,817,000 | 49,622,000 | 46,496,000 | 47,552,000 |
| Noninterest-bearing deposits | 8,069,000 | 7,123,000 | 7,336,000 | 6,328,000 |
| Equity capital | 11,332,000 | 10,902,000 | 11,173,000 | 11,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,073,000 | 2,075,000 | 3,186,000 | 4,081,000 |
| Interest expense | 450,000 | 831,000 | 1,138,000 | 1,403,000 |
| Net interest income | 623,000 | 1,244,000 | 2,048,000 | 2,678,000 |
| Noninterest income | 112,000 | 228,000 | 337,000 | 435,000 |
| Noninterest expense | 476,000 | 931,000 | 1,390,000 | 1,596,000 |
| Provision for loan losses | -150,000 | -150,000 | -250,000 | -250,000 |
| Pretax income | 409,000 | 691,000 | 1,245,000 | 1,767,000 |
| Income tax | 139,000 | 232,000 | 418,000 | 594,000 |
| Net income | 270,000 | 459,000 | 827,000 | 1,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,872,000 | 7,722,000 | 7,810,000 | 7,856,000 |
| Total capital | 8,436,000 | 8,293,000 | 8,370,000 | 8,441,000 |
| Risk-weighted assets | 43,511,000 | 43,932,000 | 43,456,000 | 45,335,000 |