Call reports 2007
FARMERS DEPOSIT BANK — 2007
What FARMERS DEPOSIT BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 74,557,000 | 75,388,000 | 71,935,000 | 72,032,000 |
| Total loans | 44,633,000 | 46,248,000 | 45,091,000 | 44,906,000 |
| Allowance for loan losses | 2,353,000 | 2,347,000 | 2,318,000 | 2,280,000 |
| Securities available for sale | 14,900,000 | 16,533,000 | 16,501,000 | 15,324,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,772,000 | 60,424,000 | 57,166,000 | 59,860,000 |
| Interest-bearing deposits | 51,419,000 | 50,568,000 | 48,211,000 | 52,463,000 |
| Noninterest-bearing deposits | 8,353,000 | 9,856,000 | 8,955,000 | 7,397,000 |
| Equity capital | 13,344,000 | 13,379,000 | 13,403,000 | 10,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,193,000 | 2,445,000 | 3,623,000 | 4,813,000 |
| Interest expense | 530,000 | 1,022,000 | 1,505,000 | 1,975,000 |
| Net interest income | 663,000 | 1,423,000 | 2,118,000 | 2,838,000 |
| Noninterest income | 143,000 | 273,000 | 439,000 | 587,000 |
| Noninterest expense | 547,000 | 1,067,000 | 1,533,000 | 2,076,000 |
| Provision for loan losses | -100,000 | -350,000 | -450,000 | -535,000 |
| Pretax income | 359,000 | 979,000 | 1,474,000 | 1,884,000 |
| Income tax | 122,000 | 332,000 | 500,000 | 640,000 |
| Net income | 237,000 | 647,000 | 974,000 | 1,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,841,000 | 10,210,000 | 10,132,000 | 7,603,000 |
| Total capital | 10,415,000 | 10,806,000 | 10,702,000 | 8,179,000 |
| Risk-weighted assets | 44,185,000 | 46,007,000 | 43,856,000 | 44,631,000 |