Call reports 2006
FARMERS DEPOSIT BANK — 2006
What FARMERS DEPOSIT BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 82,358,000 | 82,243,000 | 77,856,000 | 77,472,000 |
| Total loans | 42,406,000 | 45,350,000 | 45,243,000 | 44,705,000 |
| Allowance for loan losses | 2,853,000 | 2,704,000 | 2,616,000 | 2,519,000 |
| Securities available for sale | 25,124,000 | 23,577,000 | 23,545,000 | 19,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,337,000 | 63,655,000 | 59,211,000 | 59,926,000 |
| Interest-bearing deposits | 55,144,000 | 54,834,000 | 51,161,000 | 51,131,000 |
| Noninterest-bearing deposits | 9,193,000 | 8,821,000 | 8,050,000 | 8,795,000 |
| Equity capital | 13,457,000 | 13,873,000 | 14,321,000 | 13,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,130,000 | 2,301,000 | 3,425,000 | 4,607,000 |
| Interest expense | 460,000 | 946,000 | 1,450,000 | 1,964,000 |
| Net interest income | 670,000 | 1,355,000 | 1,975,000 | 2,643,000 |
| Noninterest income | 147,000 | 310,000 | 502,000 | 714,000 |
| Noninterest expense | 559,000 | 1,133,000 | 1,790,000 | 2,320,000 |
| Provision for loan losses | -250,000 | -750,000 | -900,000 | -960,000 |
| Pretax income | 508,000 | 1,282,000 | 1,587,000 | 1,997,000 |
| Income tax | 173,000 | 435,000 | 537,000 | 677,000 |
| Net income | 335,000 | 847,000 | 1,050,000 | 1,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,382,000 | 10,073,000 | 10,660,000 | 9,854,000 |
| Total capital | 9,941,000 | 10,672,000 | 11,250,000 | 10,441,000 |
| Risk-weighted assets | 42,428,000 | 45,844,000 | 45,213,000 | 45,071,000 |