Call reports 2004
FARMERS DEPOSIT BANK — 2004
What FARMERS DEPOSIT BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 105,670,000 | 100,736,000 | 95,003,000 | 91,605,000 |
| Total loans | 67,099,000 | 56,304,000 | 53,566,000 | 49,120,000 |
| Allowance for loan losses | 8,183,000 | 4,083,000 | 3,918,000 | 3,880,000 |
| Securities available for sale | 19,144,000 | 23,780,000 | 26,481,000 | 30,781,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,590,000 | 81,283,000 | 75,733,000 | 72,694,000 |
| Interest-bearing deposits | 75,297,000 | 71,338,000 | 67,037,000 | 62,052,000 |
| Noninterest-bearing deposits | 8,293,000 | 9,945,000 | 8,696,000 | 10,642,000 |
| Equity capital | 13,210,000 | 13,300,000 | 13,383,000 | 13,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,265,000 | 2,487,000 | 3,567,000 | 4,727,000 |
| Interest expense | 571,000 | 1,112,000 | 1,616,000 | 2,078,000 |
| Net interest income | 694,000 | 1,375,000 | 1,951,000 | 2,649,000 |
| Noninterest income | 124,000 | 225,000 | 329,000 | 479,000 |
| Noninterest expense | 870,000 | 1,664,000 | 2,519,000 | 3,296,000 |
| Provision for loan losses | 0 | 234,000 | 234,000 | 234,000 |
| Pretax income | -42,000 | -288,000 | -463,000 | -393,000 |
| Income tax | -19,000 | -105,000 | -166,000 | -143,000 |
| Net income | -23,000 | -183,000 | -297,000 | -250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,956,000 | 8,096,000 | 8,427,000 | 8,406,000 |
| Total capital | 6,860,000 | 8,902,000 | 9,155,000 | 9,056,000 |
| Risk-weighted assets | 65,052,000 | 61,212,000 | 55,059,000 | 48,824,000 |