Call reports 2003
FARMERS DEPOSIT BANK — 2003
What FARMERS DEPOSIT BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 145,400,000 | 143,607,000 | 121,411,000 | 106,124,000 |
| Total loans | 102,479,000 | 94,798,000 | 79,034,000 | 73,761,000 |
| Allowance for loan losses | 2,119,000 | 8,727,000 | 7,052,000 | 8,432,000 |
| Securities available for sale | 18,324,000 | 18,873,000 | 15,921,000 | 17,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,558,000 | 110,423,000 | 93,104,000 | 86,365,000 |
| Interest-bearing deposits | 98,209,000 | 101,415,000 | 84,922,000 | 78,396,000 |
| Noninterest-bearing deposits | 8,349,000 | 9,008,000 | 8,182,000 | 7,969,000 |
| Equity capital | 19,417,000 | 14,545,000 | 13,177,000 | 12,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,417,000 | 4,379,000 | 6,019,000 | 7,377,000 |
| Interest expense | 1,011,000 | 1,966,000 | 2,804,000 | 3,505,000 |
| Net interest income | 1,406,000 | 2,413,000 | 3,215,000 | 3,872,000 |
| Noninterest income | 103,000 | 142,000 | 348,000 | 443,000 |
| Noninterest expense | 670,000 | 1,550,000 | 2,543,000 | 3,392,000 |
| Provision for loan losses | 774,000 | 13,889,000 | 21,789,000 | 24,539,000 |
| Pretax income | 65,000 | -12,884,000 | -20,767,000 | -23,205,000 |
| Income tax | -3,000 | -4,438,000 | -7,101,000 | -7,949,000 |
| Net income | 68,000 | -8,446,000 | -13,666,000 | -15,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,620,000 | 7,915,000 | 6,333,000 | 5,477,000 |
| Total capital | 16,903,000 | 9,146,000 | 7,397,000 | 6,423,000 |
| Risk-weighted assets | 101,866,000 | 91,015,000 | 79,169,000 | 68,220,000 |