Call reports 2002
FARMERS DEPOSIT BANK — 2002
What FARMERS DEPOSIT BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 146,991,000 | 149,269,000 | 152,498,000 | 144,842,000 |
| Total loans | 107,145,000 | 107,778,000 | 107,805,000 | 105,500,000 |
| Allowance for loan losses | 1,218,000 | 1,251,000 | 1,580,000 | 1,739,000 |
| Securities available for sale | 19,056,000 | 19,335,000 | 18,766,000 | 21,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,884,000 | 109,889,000 | 113,280,000 | 105,898,000 |
| Interest-bearing deposits | 88,658,000 | 100,268,000 | 105,625,000 | 97,458,000 |
| Noninterest-bearing deposits | 18,226,000 | 9,621,000 | 7,655,000 | 8,440,000 |
| Equity capital | 19,402,000 | 19,331,000 | 19,300,000 | 19,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,749,000 | 5,433,000 | 8,060,000 | 10,632,000 |
| Interest expense | 1,319,000 | 2,577,000 | 3,800,000 | 4,911,000 |
| Net interest income | 1,430,000 | 2,856,000 | 4,260,000 | 5,721,000 |
| Noninterest income | 143,000 | 301,000 | 365,000 | 534,000 |
| Noninterest expense | 615,000 | 1,276,000 | 1,918,000 | 2,602,000 |
| Provision for loan losses | 322,000 | 1,037,000 | 1,828,000 | 2,420,000 |
| Pretax income | 636,000 | 844,000 | 905,000 | 1,271,000 |
| Income tax | 176,000 | 224,000 | 202,000 | 297,000 |
| Net income | 460,000 | 620,000 | 703,000 | 974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,737,000 | 15,597,000 | 15,380,000 | 15,552,000 |
| Total capital | 16,955,000 | 16,848,000 | 16,731,000 | 16,862,000 |
| Risk-weighted assets | 105,555,000 | 107,271,000 | 107,827,000 | 104,378,000 |