Call reports 2020
BANK OF GLEASON — 2020
What BANK OF GLEASON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 113,843,000 | 117,941,000 | 119,105,000 | 122,378,000 |
| Total loans | 41,089,000 | 47,224,000 | 47,332,000 | 47,773,000 |
| Allowance for loan losses | 582,000 | 593,000 | 586,000 | 576,000 |
| Securities available for sale | 55,423,000 | 50,808,000 | 50,912,000 | 53,528,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,318,000 | 89,495,000 | 90,284,000 | 93,522,000 |
| Interest-bearing deposits | 69,902,000 | 69,652,000 | 70,154,000 | 70,983,000 |
| Noninterest-bearing deposits | 17,416,000 | 19,843,000 | 20,130,000 | 22,539,000 |
| Equity capital | 26,107,000 | 27,733,000 | 28,109,000 | 28,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,098,000 | 2,266,000 | 3,347,000 | 4,426,000 |
| Interest expense | 204,000 | 374,000 | 527,000 | 663,000 |
| Net interest income | 894,000 | 1,892,000 | 2,820,000 | 3,763,000 |
| Noninterest income | 52,000 | 113,000 | 190,000 | 240,000 |
| Noninterest expense | 638,000 | 1,256,000 | 1,946,000 | 2,712,000 |
| Provision for loan losses | 0 | 70,000 | 70,000 | 70,000 |
| Pretax income | 497,000 | 885,000 | 1,225,000 | 1,453,000 |
| Income tax | 65,000 | 154,000 | 220,000 | 277,000 |
| Net income | 432,000 | 731,000 | 1,005,000 | 1,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,365,000 | 26,638,000 | 26,938,000 | 27,109,000 |
| Total capital | 26,947,000 | 27,231,000 | 27,524,000 | 27,685,000 |
| Risk-weighted assets | 60,937,000 | 68,257,000 | 70,071,000 | 71,388,000 |