Call reports 2016
BANK OF GLEASON — 2016
What BANK OF GLEASON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 116,575,000 | 118,463,000 | 119,995,000 | 117,511,000 |
| Total loans | 36,049,000 | 35,679,000 | 36,439,000 | 37,622,000 |
| Allowance for loan losses | 1,021,000 | 983,000 | 884,000 | 868,000 |
| Securities available for sale | 74,136,000 | 71,891,000 | 76,041,000 | 74,047,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,330,000 | 91,436,000 | 92,642,000 | 92,721,000 |
| Interest-bearing deposits | 77,475,000 | 76,248,000 | 75,945,000 | 75,947,000 |
| Noninterest-bearing deposits | 12,855,000 | 15,188,000 | 16,697,000 | 16,774,000 |
| Equity capital | 25,000,000 | 25,630,000 | 25,934,000 | 24,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,121,000 | 2,224,000 | 3,330,000 | 4,456,000 |
| Interest expense | 144,000 | 285,000 | 423,000 | 562,000 |
| Net interest income | 977,000 | 1,939,000 | 2,907,000 | 3,894,000 |
| Noninterest income | 76,000 | 173,000 | 279,000 | 353,000 |
| Noninterest expense | 637,000 | 1,208,000 | 1,867,000 | 2,658,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 458,000 | 1,036,000 | 1,484,000 | 1,704,000 |
| Income tax | 53,000 | 173,000 | 221,000 | 178,000 |
| Net income | 405,000 | 863,000 | 1,263,000 | 1,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,960,000 | 23,418,000 | 23,818,000 | 24,081,000 |
| Total capital | 23,640,000 | 24,139,000 | 24,518,000 | 24,775,000 |
| Risk-weighted assets | 54,089,000 | 57,488,000 | 55,858,000 | 55,365,000 |