Call reports 2015
BANK OF GLEASON — 2015
What BANK OF GLEASON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 120,196,000 | 118,403,000 | 120,871,000 | 119,441,000 |
| Total loans | 35,686,000 | 35,762,000 | 36,203,000 | 36,459,000 |
| Allowance for loan losses | 1,049,000 | 1,049,000 | 1,059,000 | 1,017,000 |
| Securities available for sale | 76,041,000 | 73,775,000 | 75,106,000 | 75,642,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,646,000 | 93,940,000 | 95,251,000 | 93,676,000 |
| Interest-bearing deposits | 81,017,000 | 80,126,000 | 80,650,000 | 78,541,000 |
| Noninterest-bearing deposits | 13,629,000 | 13,814,000 | 14,601,000 | 15,135,000 |
| Equity capital | 24,169,000 | 23,621,000 | 24,448,000 | 24,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,129,000 | 2,271,000 | 3,423,000 | 4,563,000 |
| Interest expense | 155,000 | 306,000 | 456,000 | 605,000 |
| Net interest income | 974,000 | 1,965,000 | 2,967,000 | 3,958,000 |
| Noninterest income | 93,000 | 184,000 | 286,000 | 360,000 |
| Noninterest expense | 579,000 | 1,186,000 | 1,782,000 | 2,489,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 315,000 |
| Pretax income | 493,000 | 916,000 | 1,391,000 | 1,628,000 |
| Income tax | 90,000 | 152,000 | 205,000 | 205,000 |
| Net income | 403,000 | 764,000 | 1,186,000 | 1,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,995,000 | 22,356,000 | 22,778,000 | 23,015,000 |
| Total capital | 22,702,000 | 23,067,000 | 23,505,000 | 23,719,000 |
| Risk-weighted assets | 56,179,000 | 56,553,000 | 57,855,000 | 55,995,000 |