Call reports 2014
BANK OF GLEASON — 2014
What BANK OF GLEASON reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 122,018,000 | 121,117,000 | 121,128,000 | 121,876,000 |
| Total loans | 36,442,000 | 36,133,000 | 36,555,000 | 37,069,000 |
| Allowance for loan losses | 901,000 | 940,000 | 988,000 | 994,000 |
| Securities available for sale | 73,482,000 | 74,271,000 | 75,638,000 | 75,880,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,958,000 | 97,571,000 | 96,655,000 | 96,727,000 |
| Interest-bearing deposits | 86,704,000 | 84,595,000 | 83,547,000 | 82,451,000 |
| Noninterest-bearing deposits | 13,254,000 | 12,976,000 | 13,108,000 | 14,276,000 |
| Equity capital | 21,630,000 | 22,623,000 | 23,242,000 | 23,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,163,000 | 2,340,000 | 3,512,000 | 4,679,000 |
| Interest expense | 180,000 | 358,000 | 532,000 | 697,000 |
| Net interest income | 983,000 | 1,982,000 | 2,980,000 | 3,982,000 |
| Noninterest income | 62,000 | 154,000 | 245,000 | 374,000 |
| Noninterest expense | 586,000 | 1,190,000 | 1,769,000 | 2,442,000 |
| Provision for loan losses | 100,000 | 175,000 | 250,000 | 300,000 |
| Pretax income | 359,000 | 772,000 | 1,207,000 | 1,626,000 |
| Income tax | 38,000 | 100,000 | 172,000 | 252,000 |
| Net income | 321,000 | 672,000 | 1,035,000 | 1,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,999,000 | 21,350,000 | 21,714,000 | 22,052,000 |
| Total capital | 21,717,000 | 22,062,000 | 22,432,000 | 22,772,000 |
| Risk-weighted assets | 57,217,000 | 56,765,000 | 57,157,000 | 57,340,000 |