Call reports 2013
BANK OF GLEASON — 2013
What BANK OF GLEASON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 123,349,000 | 120,988,000 | 121,112,000 | 128,271,000 |
| Total loans | 36,142,000 | 37,164,000 | 36,990,000 | 38,027,000 |
| Allowance for loan losses | 1,088,000 | 1,149,000 | 1,213,000 | 805,000 |
| Securities available for sale | 73,396,000 | 72,084,000 | 74,370,000 | 73,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,265,000 | 99,680,000 | 99,618,000 | 106,750,000 |
| Interest-bearing deposits | 87,183,000 | 87,285,000 | 86,417,000 | 92,711,000 |
| Noninterest-bearing deposits | 12,082,000 | 12,395,000 | 13,201,000 | 14,039,000 |
| Equity capital | 22,626,000 | 20,968,000 | 21,036,000 | 21,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,204,000 | 2,412,000 | 3,650,000 | 4,881,000 |
| Interest expense | 209,000 | 413,000 | 611,000 | 803,000 |
| Net interest income | 995,000 | 1,999,000 | 3,039,000 | 4,078,000 |
| Noninterest income | 37,000 | 74,000 | 119,000 | 184,000 |
| Noninterest expense | 583,000 | 1,181,000 | 1,764,000 | 2,726,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 25,000 |
| Pretax income | 376,000 | 744,000 | 1,171,000 | 1,545,000 |
| Income tax | 30,000 | 92,000 | 150,000 | 194,000 |
| Net income | 346,000 | 652,000 | 1,021,000 | 1,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,134,000 | 20,439,000 | 20,808,000 | 21,138,000 |
| Total capital | 20,848,000 | 21,160,000 | 21,538,000 | 21,889,000 |
| Risk-weighted assets | 56,712,000 | 57,284,000 | 57,895,000 | 60,046,000 |