Call reports 2012
BANK OF GLEASON — 2012
What BANK OF GLEASON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 120,866,000 | 123,248,000 | 123,849,000 | 127,715,000 |
| Total loans | 39,122,000 | 38,379,000 | 38,306,000 | 37,683,000 |
| Allowance for loan losses | 1,101,000 | 1,117,000 | 984,000 | 1,009,000 |
| Securities available for sale | 66,381,000 | 68,885,000 | 69,633,000 | 72,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,987,000 | 99,136,000 | 98,906,000 | 102,905,000 |
| Interest-bearing deposits | 86,513,000 | 87,339,000 | 85,938,000 | 87,651,000 |
| Noninterest-bearing deposits | 11,474,000 | 11,797,000 | 12,968,000 | 15,254,000 |
| Equity capital | 21,418,000 | 22,154,000 | 22,759,000 | 23,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,266,000 | 2,510,000 | 3,769,000 | 5,000,000 |
| Interest expense | 256,000 | 499,000 | 734,000 | 959,000 |
| Net interest income | 1,010,000 | 2,011,000 | 3,035,000 | 4,041,000 |
| Noninterest income | -49,000 | 57,000 | 111,000 | 173,000 |
| Noninterest expense | 603,000 | 1,219,000 | 1,808,000 | 2,664,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 542,000 | 960,000 | 1,400,000 | 1,538,000 |
| Income tax | 216,000 | 355,000 | 449,000 | 202,000 |
| Net income | 326,000 | 605,000 | 951,000 | 1,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,237,000 | 19,517,000 | 19,862,000 | 20,247,000 |
| Total capital | 19,981,000 | 20,257,000 | 20,605,000 | 20,986,000 |
| Risk-weighted assets | 59,125,000 | 58,831,000 | 59,147,000 | 58,841,000 |