Call reports 2010
BANK OF GLEASON — 2010
What BANK OF GLEASON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 105,434,000 | 109,721,000 | 116,272,000 | 115,347,000 |
| Total loans | 45,101,000 | 45,437,000 | 46,384,000 | 45,010,000 |
| Allowance for loan losses | 1,298,000 | 1,350,000 | 1,336,000 | 1,346,000 |
| Securities available for sale | 49,000,000 | 51,613,000 | 59,052,000 | 59,339,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,316,000 | 90,062,000 | 95,087,000 | 96,430,000 |
| Interest-bearing deposits | 76,803,000 | 81,389,000 | 85,337,000 | 86,066,000 |
| Noninterest-bearing deposits | 9,513,000 | 8,673,000 | 9,750,000 | 10,364,000 |
| Equity capital | 18,710,000 | 19,164,000 | 20,050,000 | 18,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,268,000 | 2,576,000 | 3,919,000 | 5,262,000 |
| Interest expense | 351,000 | 718,000 | 1,110,000 | 1,482,000 |
| Net interest income | 917,000 | 1,858,000 | 2,809,000 | 3,780,000 |
| Noninterest income | 97,000 | 180,000 | 298,000 | 411,000 |
| Noninterest expense | 517,000 | 1,032,000 | 1,598,000 | 2,192,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 600,000 |
| Pretax income | 422,000 | 856,000 | 1,284,000 | 1,399,000 |
| Income tax | -64,000 | 160,000 | 295,000 | 113,000 |
| Net income | 486,000 | 696,000 | 989,000 | 1,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,840,000 | 18,051,000 | 18,189,000 | 18,487,000 |
| Total capital | 18,609,000 | 18,843,000 | 19,014,000 | 19,304,000 |
| Risk-weighted assets | 60,974,000 | 62,771,000 | 65,460,000 | 64,841,000 |