Call reports 2009
BANK OF GLEASON — 2009
What BANK OF GLEASON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 93,430,000 | 94,487,000 | 96,677,000 | 101,462,000 |
| Total loans | 45,070,000 | 45,461,000 | 45,564,000 | 46,573,000 |
| Allowance for loan losses | 634,000 | 643,000 | 811,000 | 1,320,000 |
| Securities available for sale | 37,428,000 | 38,599,000 | 40,597,000 | 43,993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,057,000 | 76,082,000 | 77,649,000 | 82,714,000 |
| Interest-bearing deposits | 64,613,000 | 66,772,000 | 67,931,000 | 71,552,000 |
| Noninterest-bearing deposits | 10,444,000 | 9,310,000 | 9,718,000 | 11,162,000 |
| Equity capital | 17,886,000 | 18,059,000 | 18,402,000 | 18,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,282,000 | 2,578,000 | 3,824,000 | 5,123,000 |
| Interest expense | 390,000 | 762,000 | 1,107,000 | 1,456,000 |
| Net interest income | 892,000 | 1,816,000 | 2,717,000 | 3,667,000 |
| Noninterest income | 125,000 | 238,000 | 289,000 | 414,000 |
| Noninterest expense | 553,000 | 1,074,000 | 1,616,000 | 2,391,000 |
| Provision for loan losses | 75,000 | 125,000 | 421,000 | 1,003,000 |
| Pretax income | 389,000 | 863,000 | 977,000 | 695,000 |
| Income tax | 99,000 | 104,000 | 96,000 | -385,000 |
| Net income | 290,000 | 759,000 | 881,000 | 1,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,306,000 | 17,775,000 | 17,591,000 | 17,789,000 |
| Total capital | 17,940,000 | 18,418,000 | 18,331,000 | 18,557,000 |
| Risk-weighted assets | 58,453,000 | 59,009,000 | 59,127,000 | 60,918,000 |