Call reports 2008
BANK OF GLEASON — 2008
What BANK OF GLEASON reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 93,499,000 | 95,047,000 | 93,423,000 | 91,413,000 |
| Total loans | 45,941,000 | 46,217,000 | 47,377,000 | 46,015,000 |
| Allowance for loan losses | 692,000 | 692,000 | 687,000 | 692,000 |
| Securities available for sale | 39,632,000 | 40,760,000 | 39,585,000 | 39,557,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,484,000 | 77,141,000 | 75,626,000 | 73,294,000 |
| Interest-bearing deposits | 63,255,000 | 66,164,000 | 65,193,000 | 63,351,000 |
| Noninterest-bearing deposits | 10,229,000 | 10,977,000 | 10,433,000 | 9,943,000 |
| Equity capital | 19,480,000 | 17,472,000 | 17,310,000 | 17,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,390,000 | 2,817,000 | 4,267,000 | 5,623,000 |
| Interest expense | 586,000 | 1,118,000 | 1,594,000 | 2,039,000 |
| Net interest income | 804,000 | 1,699,000 | 2,673,000 | 3,584,000 |
| Noninterest income | 149,000 | 316,000 | 492,000 | 551,000 |
| Noninterest expense | 582,000 | 1,092,000 | 1,664,000 | 4,083,000 |
| Provision for loan losses | 55,000 | 155,000 | 315,000 | 715,000 |
| Pretax income | 352,000 | 808,000 | 1,226,000 | -621,000 |
| Income tax | 85,000 | 209,000 | 312,000 | 55,000 |
| Net income | 267,000 | 599,000 | 914,000 | -676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,038,000 | 19,153,000 | 19,048,000 | 17,458,000 |
| Total capital | 19,730,000 | 19,845,000 | 19,735,000 | 18,150,000 |
| Risk-weighted assets | 59,280,000 | 59,828,000 | 60,703,000 | 58,822,000 |