Call reports 2007
BANK OF GLEASON — 2007
What BANK OF GLEASON reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 94,868,000 | 92,468,000 | 93,454,000 | 94,548,000 |
| Total loans | 46,691,000 | 47,702,000 | 46,741,000 | 46,911,000 |
| Allowance for loan losses | 577,000 | 592,000 | 559,000 | 743,000 |
| Securities available for sale | 40,284,000 | 39,441,000 | 40,413,000 | 40,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,629,000 | 73,202,000 | 73,940,000 | 74,804,000 |
| Interest-bearing deposits | 66,072,000 | 64,309,000 | 64,461,000 | 64,109,000 |
| Noninterest-bearing deposits | 9,557,000 | 8,893,000 | 9,479,000 | 10,695,000 |
| Equity capital | 18,782,000 | 18,818,000 | 19,111,000 | 19,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,419,000 | 2,874,000 | 4,358,000 | 5,838,000 |
| Interest expense | 644,000 | 1,278,000 | 1,911,000 | 2,533,000 |
| Net interest income | 775,000 | 1,596,000 | 2,447,000 | 3,305,000 |
| Noninterest income | 156,000 | 305,000 | 491,000 | 660,000 |
| Noninterest expense | 543,000 | 1,009,000 | 1,555,000 | 2,284,000 |
| Provision for loan losses | 85,000 | 235,000 | 785,000 | 1,158,000 |
| Pretax income | 303,000 | 657,000 | 598,000 | 525,000 |
| Income tax | 52,000 | 103,000 | 19,000 | -2,000 |
| Net income | 251,000 | 554,000 | 579,000 | 527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,954,000 | 19,257,000 | 19,282,000 | 19,230,000 |
| Total capital | 19,563,000 | 19,881,000 | 19,872,000 | 19,973,000 |
| Risk-weighted assets | 60,665,000 | 61,203,000 | 60,471,000 | 60,827,000 |