Call reports 2006
BANK OF GLEASON — 2006
What BANK OF GLEASON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 98,238,000 | 97,669,000 | 94,566,000 | 95,518,000 |
| Total loans | 48,039,000 | 47,757,000 | 47,724,000 | 46,776,000 |
| Allowance for loan losses | 668,000 | 610,000 | 607,000 | 523,000 |
| Securities available for sale | 38,933,000 | 41,302,000 | 40,812,000 | 39,913,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,576,000 | 79,002,000 | 75,200,000 | 76,089,000 |
| Interest-bearing deposits | 69,220,000 | 68,664,000 | 66,050,000 | 66,466,000 |
| Noninterest-bearing deposits | 10,356,000 | 10,338,000 | 9,150,000 | 9,623,000 |
| Equity capital | 18,223,000 | 18,264,000 | 18,975,000 | 18,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,376,000 | 2,804,000 | 4,256,000 | 5,702,000 |
| Interest expense | 562,000 | 1,163,000 | 1,778,000 | 2,433,000 |
| Net interest income | 814,000 | 1,641,000 | 2,478,000 | 3,269,000 |
| Noninterest income | 125,000 | 274,000 | 470,000 | 625,000 |
| Noninterest expense | 550,000 | 1,027,000 | 1,566,000 | 2,334,000 |
| Provision for loan losses | 15,000 | 145,000 | 195,000 | 578,000 |
| Pretax income | 374,000 | 743,000 | 1,186,000 | 981,000 |
| Income tax | 68,000 | 164,000 | 260,000 | 177,000 |
| Net income | 306,000 | 579,000 | 926,000 | 804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,664,000 | 18,937,000 | 19,284,000 | 19,162,000 |
| Total capital | 19,364,000 | 19,579,000 | 19,923,000 | 19,717,000 |
| Risk-weighted assets | 62,954,000 | 62,535,000 | 61,612,000 | 61,138,000 |