Call reports 2005
BANK OF GLEASON — 2005
What BANK OF GLEASON reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 99,747,000 | 99,000,000 | 95,736,000 | 96,219,000 |
| Total loans | 50,115,000 | 49,864,000 | 49,547,000 | 48,966,000 |
| Allowance for loan losses | 825,000 | 771,000 | 679,000 | 659,000 |
| Securities available for sale | 38,800,000 | 39,522,000 | 38,725,000 | 38,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,683,000 | 80,339,000 | 76,854,000 | 77,414,000 |
| Interest-bearing deposits | 72,526,000 | 69,902,000 | 67,995,000 | 67,591,000 |
| Noninterest-bearing deposits | 9,157,000 | 10,437,000 | 8,859,000 | 9,823,000 |
| Equity capital | 17,662,000 | 18,217,000 | 18,496,000 | 18,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,334,000 | 2,703,000 | 4,070,000 | 5,410,000 |
| Interest expense | 400,000 | 844,000 | 1,343,000 | 1,870,000 |
| Net interest income | 934,000 | 1,859,000 | 2,727,000 | 3,540,000 |
| Noninterest income | 171,000 | 368,000 | 519,000 | 659,000 |
| Noninterest expense | 529,000 | 995,000 | 1,534,000 | 2,253,000 |
| Provision for loan losses | 0 | 125,000 | 200,000 | 225,000 |
| Pretax income | 576,000 | 1,110,000 | 1,515,000 | 1,724,000 |
| Income tax | 167,000 | 318,000 | 416,000 | 437,000 |
| Net income | 409,000 | 792,000 | 1,099,000 | 1,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,939,000 | 18,322,000 | 18,629,000 | 18,817,000 |
| Total capital | 18,755,000 | 19,125,000 | 19,339,000 | 19,508,000 |
| Risk-weighted assets | 65,226,000 | 64,333,000 | 63,390,000 | 63,268,000 |