Call reports 2004
BANK OF GLEASON — 2004
What BANK OF GLEASON reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 108,491,000 | 105,539,000 | 104,571,000 | 101,809,000 |
| Total loans | 51,309,000 | 50,767,000 | 53,118,000 | 51,171,000 |
| Allowance for loan losses | 801,000 | 827,000 | 825,000 | 902,000 |
| Securities available for sale | 47,318,000 | 46,173,000 | 43,336,000 | 38,009,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,240,000 | 88,212,000 | 86,072,000 | 83,556,000 |
| Interest-bearing deposits | 81,455,000 | 78,911,000 | 77,383,000 | 74,767,000 |
| Noninterest-bearing deposits | 8,785,000 | 9,301,000 | 8,689,000 | 8,789,000 |
| Equity capital | 17,595,000 | 16,939,000 | 18,127,000 | 17,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,513,000 | 2,957,000 | 4,389,000 | 5,757,000 |
| Interest expense | 393,000 | 765,000 | 1,143,000 | 1,525,000 |
| Net interest income | 1,120,000 | 2,192,000 | 3,246,000 | 4,232,000 |
| Noninterest income | 297,000 | 473,000 | 657,000 | 813,000 |
| Noninterest expense | 466,000 | 973,000 | 1,517,000 | 2,330,000 |
| Provision for loan losses | 160,000 | 250,000 | 400,000 | 870,000 |
| Pretax income | 806,000 | 1,456,000 | 2,113,000 | 1,981,000 |
| Income tax | 229,000 | 388,000 | 578,000 | 475,000 |
| Net income | 577,000 | 1,068,000 | 1,535,000 | 1,506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,061,000 | 17,552,000 | 18,018,000 | 17,989,000 |
| Total capital | 17,862,000 | 18,379,000 | 18,843,000 | 18,823,000 |
| Risk-weighted assets | 67,536,000 | 67,470,000 | 68,710,000 | 66,646,000 |