Call reports 2003
BANK OF GLEASON — 2003
What BANK OF GLEASON reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 104,825,000 | 107,809,000 | 108,808,000 | 109,522,000 |
| Total loans | 53,952,000 | 53,469,000 | 53,319,000 | 53,103,000 |
| Allowance for loan losses | 672,000 | 657,000 | 647,000 | 720,000 |
| Securities available for sale | 38,639,000 | 43,439,000 | 46,218,000 | 48,597,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,656,000 | 89,918,000 | 91,408,000 | 91,928,000 |
| Interest-bearing deposits | 78,749,000 | 81,178,000 | 83,302,000 | 83,459,000 |
| Noninterest-bearing deposits | 8,907,000 | 8,740,000 | 8,106,000 | 8,469,000 |
| Equity capital | 16,404,000 | 17,123,000 | 16,944,000 | 17,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,525,000 | 3,031,000 | 4,518,000 | 6,022,000 |
| Interest expense | 498,000 | 976,000 | 1,435,000 | 1,861,000 |
| Net interest income | 1,027,000 | 2,055,000 | 3,083,000 | 4,161,000 |
| Noninterest income | 180,000 | 363,000 | 550,000 | 681,000 |
| Noninterest expense | 467,000 | 958,000 | 1,462,000 | 2,259,000 |
| Provision for loan losses | 270,000 | 395,000 | 520,000 | 772,000 |
| Pretax income | 634,000 | 1,232,000 | 1,818,000 | 1,978,000 |
| Income tax | 198,000 | 377,000 | 542,000 | 538,000 |
| Net income | 436,000 | 855,000 | 1,276,000 | 1,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,886,000 | 16,304,000 | 16,724,000 | 16,887,000 |
| Total capital | 16,558,000 | 16,961,000 | 17,371,000 | 17,607,000 |
| Risk-weighted assets | 69,103,000 | 68,975,000 | 69,060,000 | 69,061,000 |