Call reports 2002
BANK OF GLEASON — 2002
What BANK OF GLEASON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 103,976,000 | 103,320,000 | 102,661,000 | 100,953,000 |
| Total loans | 53,055,000 | 53,263,000 | 54,071,000 | 53,764,000 |
| Allowance for loan losses | 546,000 | 604,000 | 592,000 | 510,000 |
| Securities available for sale | 42,460,000 | 40,940,000 | 39,994,000 | 38,543,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,440,000 | 86,824,000 | 85,386,000 | 83,592,000 |
| Interest-bearing deposits | 79,988,000 | 78,476,000 | 77,160,000 | 75,808,000 |
| Noninterest-bearing deposits | 8,452,000 | 8,348,000 | 8,226,000 | 7,784,000 |
| Equity capital | 14,771,000 | 15,765,000 | 16,470,000 | 16,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,741,000 | 3,423,000 | 5,104,000 | 6,717,000 |
| Interest expense | 714,000 | 1,364,000 | 1,954,000 | 2,504,000 |
| Net interest income | 1,027,000 | 2,059,000 | 3,150,000 | 4,213,000 |
| Noninterest income | 138,000 | 294,000 | 455,000 | 617,000 |
| Noninterest expense | 420,000 | 887,000 | 1,353,000 | 2,129,000 |
| Provision for loan losses | 150,000 | 315,000 | 495,000 | 737,000 |
| Pretax income | 636,000 | 1,194,000 | 1,809,000 | 2,040,000 |
| Income tax | 204,000 | 377,000 | 570,000 | 644,000 |
| Net income | 432,000 | 817,000 | 1,239,000 | 1,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,880,000 | 15,268,000 | 15,692,000 | 15,849,000 |
| Total capital | 15,426,000 | 15,872,000 | 16,284,000 | 16,359,000 |
| Risk-weighted assets | 67,905,000 | 67,430,000 | 67,973,000 | 67,652,000 |