Call reports 2001
BANK OF GLEASON — 2001
What BANK OF GLEASON reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 92,178,000 | 93,527,000 | 96,313,000 | 101,795,000 |
| Total loans | 49,610,000 | 50,680,000 | 51,225,000 | 52,196,000 |
| Allowance for loan losses | 447,000 | 450,000 | 600,000 | 466,000 |
| Securities available for sale | 32,735,000 | 33,225,000 | 33,429,000 | 38,954,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,027,000 | 78,368,000 | 80,520,000 | 86,062,000 |
| Interest-bearing deposits | 69,770,000 | 70,834,000 | 72,560,000 | 77,021,000 |
| Noninterest-bearing deposits | 7,257,000 | 7,534,000 | 7,960,000 | 9,041,000 |
| Equity capital | 14,138,000 | 14,376,000 | 15,049,000 | 14,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,778,000 | 3,551,000 | 5,347,000 | 7,077,000 |
| Interest expense | 974,000 | 1,924,000 | 2,834,000 | 3,662,000 |
| Net interest income | 804,000 | 1,627,000 | 2,513,000 | 3,415,000 |
| Noninterest income | 131,000 | 289,000 | 447,000 | 598,000 |
| Noninterest expense | 350,000 | 744,000 | 1,127,000 | 1,778,000 |
| Provision for loan losses | 70,000 | 318,000 | 519,000 | 629,000 |
| Pretax income | 553,000 | 970,000 | 1,467,000 | 1,798,000 |
| Income tax | 168,000 | 303,000 | 341,000 | 494,000 |
| Net income | 385,000 | 667,000 | 1,126,000 | 1,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,931,000 | 14,209,000 | 14,668,000 | 14,846,000 |
| Total capital | 14,378,000 | 14,659,000 | 15,268,000 | 15,312,000 |
| Risk-weighted assets | 66,954,000 | 67,889,000 | 70,728,000 | 71,291,000 |