Call reports 2008
CENTENNIAL BANK — 2008
What CENTENNIAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 266,941,000 | 269,761,000 | 265,529,000 | 266,464,000 |
| Total loans | 197,452,000 | 218,311,000 | 217,947,000 | 218,704,000 |
| Allowance for loan losses | 3,556,000 | 3,208,000 | 2,608,000 | 5,013,000 |
| Securities available for sale | 23,465,000 | 25,702,000 | 23,531,000 | 22,422,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,929,000 | 191,843,000 | 186,456,000 | 170,459,000 |
| Interest-bearing deposits | 167,740,000 | 175,659,000 | 161,672,000 | 152,977,000 |
| Noninterest-bearing deposits | 21,189,000 | 16,185,000 | 24,784,000 | 17,482,000 |
| Equity capital | 33,157,000 | 33,538,000 | 34,546,000 | 36,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,108,000 | 8,262,000 | 12,352,000 | 16,437,000 |
| Interest expense | 1,723,000 | 3,232,000 | 4,693,000 | 6,150,000 |
| Net interest income | 2,385,000 | 5,030,000 | 7,659,000 | 10,287,000 |
| Noninterest income | 377,000 | 855,000 | 1,262,000 | 1,661,000 |
| Noninterest expense | 1,654,000 | 3,387,000 | 4,914,000 | 6,213,000 |
| Provision for loan losses | 166,000 | 391,000 | 496,000 | 3,040,000 |
| Pretax income | 942,000 | 2,107,000 | 3,511,000 | 2,695,000 |
| Income tax | 365,000 | 821,000 | 1,371,000 | 1,068,000 |
| Net income | 577,000 | 1,286,000 | 2,140,000 | 1,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,975,000 | 20,706,000 | 21,590,000 | 23,105,000 |
| Total capital | 22,372,000 | 23,316,000 | 24,198,000 | 25,758,000 |
| Risk-weighted assets | 190,575,000 | 208,222,000 | 213,232,000 | 209,899,000 |