Call reports 2007
CENTENNIAL BANK — 2007
What CENTENNIAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 195,302,000 | 198,889,000 | 216,743,000 | 228,946,000 |
| Total loans | 140,908,000 | 153,160,000 | 170,256,000 | 188,808,000 |
| Allowance for loan losses | 1,213,000 | 1,321,000 | 1,674,000 | 2,328,000 |
| Securities available for sale | 24,376,000 | 27,394,000 | 26,880,000 | 25,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,541,000 | 167,096,000 | 167,307,000 | 174,824,000 |
| Interest-bearing deposits | 151,213,000 | 153,352,000 | 150,784,000 | 159,366,000 |
| Noninterest-bearing deposits | 12,329,000 | 13,744,000 | 16,523,000 | 15,458,000 |
| Equity capital | 18,282,000 | 18,281,000 | 18,605,000 | 18,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,415,000 | 6,972,000 | 10,822,000 | 14,808,000 |
| Interest expense | 1,583,000 | 3,152,000 | 4,842,000 | 6,720,000 |
| Net interest income | 1,832,000 | 3,820,000 | 5,980,000 | 8,088,000 |
| Noninterest income | 489,000 | 1,049,000 | 1,536,000 | 1,716,000 |
| Noninterest expense | 1,744,000 | 3,794,000 | 5,804,000 | 8,157,000 |
| Provision for loan losses | 120,000 | 254,000 | 699,000 | 1,299,000 |
| Pretax income | 541,000 | 905,000 | 1,097,000 | 432,000 |
| Income tax | 0 | 0 | 74,000 | 146,000 |
| Net income | 541,000 | 905,000 | 1,023,000 | 286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,185,000 | 16,513,000 | 16,624,000 | 16,377,000 |
| Total capital | 17,398,000 | 17,834,000 | 18,298,000 | 18,649,000 |
| Risk-weighted assets | 138,962,000 | 150,045,000 | 167,894,000 | 180,920,000 |