Call reports 2006
CENTENNIAL BANK — 2006
What CENTENNIAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 132,084,000 | 141,828,000 | 145,849,000 | 187,691,000 |
| Total loans | 92,384,000 | 101,615,000 | 108,063,000 | 114,232,000 |
| Allowance for loan losses | 863,000 | 848,000 | 1,009,000 | 1,101,000 |
| Securities available for sale | 12,312,000 | 14,055,000 | 19,356,000 | 24,806,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,601,000 | 115,423,000 | 114,043,000 | 152,516,000 |
| Interest-bearing deposits | 94,322,000 | 102,736,000 | 96,971,000 | 139,200,000 |
| Noninterest-bearing deposits | 11,279,000 | 12,687,000 | 17,072,000 | 13,316,000 |
| Equity capital | 13,847,000 | 13,932,000 | 14,341,000 | 17,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,987,000 | 4,227,000 | 6,804,000 | 9,746,000 |
| Interest expense | 757,000 | 1,723,000 | 2,986,000 | 4,409,000 |
| Net interest income | 1,230,000 | 2,504,000 | 3,818,000 | 5,337,000 |
| Noninterest income | 144,000 | 490,000 | 958,000 | 1,317,000 |
| Noninterest expense | 1,207,000 | 2,554,000 | 4,006,000 | 5,588,000 |
| Provision for loan losses | 74,000 | 164,000 | 334,000 | 429,000 |
| Pretax income | 93,000 | 276,000 | 436,000 | 637,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 93,000 | 276,000 | 436,000 | 637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,361,000 | 12,199,000 | 12,231,000 | 15,440,000 |
| Total capital | 13,224,000 | 13,047,000 | 13,240,000 | 16,541,000 |
| Risk-weighted assets | 87,388,000 | 95,151,000 | 101,930,000 | 117,303,000 |