Call reports 2003
CENTENNIAL BANK — 2003
What CENTENNIAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 18,838,000 | 17,930,000 | 17,537,000 | 16,884,000 |
| Total loans | 11,266,000 | 9,971,000 | 9,264,000 | 8,773,000 |
| Allowance for loan losses | 298,000 | 298,000 | 212,000 | 213,000 |
| Securities available for sale | 1,445,000 | 2,552,000 | 2,706,000 | 3,123,000 |
| Securities held to maturity | 1,074,000 | 2,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,301,000 | 16,282,000 | 15,902,000 | 15,367,000 |
| Interest-bearing deposits | 15,130,000 | 13,706,000 | 13,661,000 | 13,032,000 |
| Noninterest-bearing deposits | 2,171,000 | 2,576,000 | 2,241,000 | 2,335,000 |
| Equity capital | 1,440,000 | 1,520,000 | 1,527,000 | 1,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 293,000 | 551,000 | 803,000 | 1,064,000 |
| Interest expense | 80,000 | 152,000 | 217,000 | 271,000 |
| Net interest income | 213,000 | 399,000 | 586,000 | 793,000 |
| Noninterest income | 34,000 | 84,000 | 117,000 | 189,000 |
| Noninterest expense | 158,000 | 355,000 | 521,000 | 743,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 97,000 | 140,000 | 194,000 | 222,000 |
| Income tax | 13,000 | 0 | 19,000 | 33,000 |
| Net income | 84,000 | 140,000 | 175,000 | 189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,440,000 | 1,478,000 | 1,513,000 | 1,390,000 |
| Total capital | 1,591,000 | 1,614,000 | 1,641,000 | 1,511,000 |
| Risk-weighted assets | 11,898,000 | 10,755,000 | 10,172,000 | 9,593,000 |