Call reports 2002
CENTENNIAL BANK — 2002
What CENTENNIAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 21,311,000 | 20,533,000 | 20,130,000 | 19,459,000 |
| Total loans | 14,251,000 | 13,985,000 | 12,923,000 | 11,919,000 |
| Allowance for loan losses | 233,000 | 280,000 | 294,000 | 353,000 |
| Securities available for sale | 804,000 | 1,993,000 | 1,652,000 | 1,538,000 |
| Securities held to maturity | 2,476,000 | 1,394,000 | 1,119,000 | 1,149,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,518,000 | 18,651,000 | 18,207,000 | 18,024,000 |
| Interest-bearing deposits | 17,152,000 | 16,371,000 | 15,823,000 | 15,637,000 |
| Noninterest-bearing deposits | 2,366,000 | 2,279,000 | 2,384,000 | 2,387,000 |
| Equity capital | 1,642,000 | 1,710,000 | 1,754,000 | 1,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 356,000 | 703,000 | 1,051,000 | 1,362,000 |
| Interest expense | 143,000 | 259,000 | 366,000 | 463,000 |
| Net interest income | 213,000 | 444,000 | 685,000 | 899,000 |
| Noninterest income | 39,000 | 75,000 | 114,000 | 147,000 |
| Noninterest expense | 163,000 | 326,000 | 533,000 | 757,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 602,000 |
| Pretax income | 59,000 | 133,000 | 189,000 | -329,000 |
| Income tax | 11,000 | 26,000 | 43,000 | -78,000 |
| Net income | 48,000 | 107,000 | 146,000 | -251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,638,000 | 1,696,000 | 1,735,000 | 1,338,000 |
| Total capital | 1,819,000 | 1,873,000 | 1,904,000 | 1,498,000 |
| Risk-weighted assets | 14,439,000 | 14,066,000 | 13,369,000 | 12,607,000 |