Call reports 2001
CENTENNIAL BANK — 2001
What CENTENNIAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 21,880,000 | 22,521,000 | 22,832,000 | 22,014,000 |
| Total loans | 13,427,000 | 14,841,000 | 15,928,000 | 14,932,000 |
| Allowance for loan losses | 149,000 | 165,000 | 189,000 | 205,000 |
| Securities available for sale | 1,950,000 | 1,940,000 | 1,887,000 | 712,000 |
| Securities held to maturity | 2,008,000 | 2,260,000 | 2,176,000 | 2,525,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,182,000 | 20,742,000 | 20,991,000 | 20,249,000 |
| Interest-bearing deposits | 17,640,000 | 18,559,000 | 18,819,000 | 18,124,000 |
| Noninterest-bearing deposits | 2,542,000 | 2,183,000 | 2,172,000 | 2,125,000 |
| Equity capital | 1,457,000 | 1,529,000 | 1,617,000 | 1,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 426,000 | 861,000 | 1,301,000 | 1,725,000 |
| Interest expense | 217,000 | 450,000 | 672,000 | 861,000 |
| Net interest income | 209,000 | 411,000 | 629,000 | 864,000 |
| Noninterest income | 24,000 | 67,000 | 103,000 | 140,000 |
| Noninterest expense | 164,000 | 331,000 | 493,000 | 703,000 |
| Provision for loan losses | 3,000 | 9,000 | 33,000 | 123,000 |
| Pretax income | 70,000 | 131,000 | 198,000 | 186,000 |
| Income tax | 18,000 | 43,000 | 50,000 | 44,000 |
| Net income | 52,000 | 88,000 | 148,000 | 142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,499,000 | 1,529,000 | 1,596,000 | 1,590,000 |
| Total capital | 1,648,000 | 1,694,000 | 1,785,000 | 1,779,000 |
| Risk-weighted assets | 13,917,000 | 15,145,000 | 15,732,000 | 15,099,000 |