Call reports 2026
BEACON BUSINESS BANK, NATIONAL ASSOCIATION — 2026
What BEACON BUSINESS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 167,555,000 | 164,379,000 |
| Total loans | 115,491,000 | 116,424,000 |
| Allowance for loan losses | 1,470,000 | 1,500,000 |
| Securities available for sale | 38,258,000 | 33,661,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 128,050,000 | 134,246,000 |
| Interest-bearing deposits | 93,936,000 | 94,263,000 |
| Noninterest-bearing deposits | 34,114,000 | 39,983,000 |
| Equity capital | 16,917,000 | 17,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,902,000 | 3,882,000 |
| Interest expense | 589,000 | 1,261,000 |
| Net interest income | 1,313,000 | 2,621,000 |
| Noninterest income | 305,000 | 633,000 |
| Noninterest expense | 1,506,000 | 2,921,000 |
| Provision for loan losses | 43,000 | 73,000 |
| Pretax income | 49,000 | 242,000 |
| Income tax | 5,000 | 11,000 |
| Net income | 44,000 | 231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 19,676,000 | 19,791,000 |