Call reports 2017
BEACON BUSINESS BANK, NATIONAL ASSOCIATION — 2017
What BEACON BUSINESS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 127,471,000 | 132,707,000 | 136,340,000 | 132,356,000 |
| Total loans | 99,238,000 | 99,350,000 | 101,404,000 | 98,072,000 |
| Allowance for loan losses | 2,467,000 | 2,435,000 | 2,538,000 | 2,688,000 |
| Securities available for sale | 8,941,000 | 10,150,000 | 10,119,000 | 9,943,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,870,000 | 115,615,000 | 118,350,000 | 114,035,000 |
| Interest-bearing deposits | 78,224,000 | 76,292,000 | 79,194,000 | 73,618,000 |
| Noninterest-bearing deposits | 32,646,000 | 39,323,000 | 39,156,000 | 40,417,000 |
| Equity capital | 15,711,000 | 16,021,000 | 16,800,000 | 17,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,355,000 | 2,778,000 | 4,311,000 | 5,589,000 |
| Interest expense | 118,000 | 231,000 | 351,000 | 462,000 |
| Net interest income | 1,237,000 | 2,547,000 | 3,960,000 | 5,127,000 |
| Noninterest income | 74,000 | 355,000 | 1,315,000 | 2,107,000 |
| Noninterest expense | 1,286,000 | 2,658,000 | 4,107,000 | 5,561,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 250,000 |
| Pretax income | 25,000 | 244,000 | 1,068,000 | 1,423,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 25,000 | 244,000 | 1,068,000 | 1,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,947,000 | 15,094,000 | 15,614,000 | 15,758,000 |
| Total capital | 16,151,000 | 16,295,000 | 16,827,000 | 16,947,000 |
| Risk-weighted assets | 94,998,000 | 94,781,000 | 95,512,000 | 93,519,000 |