Call reports 2011
BEACON BUSINESS BANK, NATIONAL ASSOCIATION — 2011
What BEACON BUSINESS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 124,941,000 | 119,727,000 | 111,891,000 | 113,743,000 |
| Total loans | 86,666,000 | 81,281,000 | 77,825,000 | 80,416,000 |
| Allowance for loan losses | 3,521,000 | 3,504,000 | 3,312,000 | 3,188,000 |
| Securities available for sale | 21,667,000 | 18,894,000 | 20,264,000 | 19,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,399,000 | 105,412,000 | 95,241,000 | 100,261,000 |
| Interest-bearing deposits | 77,914,000 | 80,983,000 | 70,474,000 | 72,963,000 |
| Noninterest-bearing deposits | 25,485,000 | 24,429,000 | 24,767,000 | 27,298,000 |
| Equity capital | 12,264,000 | 12,627,000 | 12,866,000 | 12,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,408,000 | 2,758,000 | 3,981,000 | 5,237,000 |
| Interest expense | 182,000 | 344,000 | 478,000 | 589,000 |
| Net interest income | 1,226,000 | 2,414,000 | 3,503,000 | 4,648,000 |
| Noninterest income | 521,000 | 653,000 | 886,000 | 988,000 |
| Noninterest expense | 1,497,000 | 2,875,000 | 4,342,000 | 5,722,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 250,000 | 270,000 | 280,000 | 282,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 250,000 | 270,000 | 280,000 | 282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,932,000 | 11,952,000 | 11,962,000 | 11,964,000 |
| Total capital | 13,113,000 | 13,035,000 | 12,989,000 | 12,996,000 |
| Risk-weighted assets | 92,054,000 | 84,132,000 | 79,849,000 | 80,369,000 |