Call reports 2021
1ST BANK IN HOMINY — 2021
What 1ST BANK IN HOMINY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 45,363,000 | 45,887,000 | 47,169,000 | 47,077,000 |
| Total loans | 18,997,000 | 17,488,000 | 16,315,000 | 15,619,000 |
| Allowance for loan losses | 123,000 | 141,000 | 158,000 | 173,000 |
| Securities available for sale | 14,883,000 | 15,911,000 | 17,406,000 | 18,634,000 |
| Securities held to maturity | 2,172,000 | 1,910,000 | 1,672,000 | 1,468,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,451,000 | 41,948,000 | 43,231,000 | 43,405,000 |
| Interest-bearing deposits | 30,967,000 | 30,860,000 | 32,056,000 | 31,515,000 |
| Noninterest-bearing deposits | 10,484,000 | 11,087,000 | 11,175,000 | 11,890,000 |
| Equity capital | 3,725,000 | 3,853,000 | 3,842,000 | 3,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 380,000 | 859,000 | 1,196,000 | 1,525,000 |
| Interest expense | 34,000 | 67,000 | 97,000 | 121,000 |
| Net interest income | 346,000 | 792,000 | 1,099,000 | 1,404,000 |
| Noninterest income | 55,000 | 97,000 | 145,000 | 192,000 |
| Noninterest expense | 304,000 | 617,000 | 923,000 | 1,230,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 82,000 | 242,000 | 276,000 | 306,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 82,000 | 242,000 | 276,000 | 306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,732,000 | 3,834,000 | 3,823,000 | 3,763,000 |