Call reports 2020
1ST BANK IN HOMINY — 2020
What 1ST BANK IN HOMINY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 41,274,000 | 42,485,000 | 42,755,000 | 42,643,000 |
| Total loans | 19,492,000 | 21,301,000 | 20,200,000 | 17,627,000 |
| Allowance for loan losses | 241,000 | 262,000 | 279,000 | 105,000 |
| Securities available for sale | 6,499,000 | 6,684,000 | 9,111,000 | 12,255,000 |
| Securities held to maturity | 3,393,000 | 3,080,000 | 2,755,000 | 2,450,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,728,000 | 38,574,000 | 38,831,000 | 38,868,000 |
| Interest-bearing deposits | 29,155,000 | 30,314,000 | 30,151,000 | 29,542,000 |
| Noninterest-bearing deposits | 7,574,000 | 8,260,000 | 8,680,000 | 9,327,000 |
| Equity capital | 3,704,000 | 3,769,000 | 3,787,000 | 3,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 422,000 | 842,000 | 1,253,000 | 1,655,000 |
| Interest expense | 71,000 | 131,000 | 180,000 | 221,000 |
| Net interest income | 351,000 | 711,000 | 1,073,000 | 1,434,000 |
| Noninterest income | 69,000 | 111,000 | 160,000 | 205,000 |
| Noninterest expense | 323,000 | 655,000 | 991,000 | 1,309,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 103,000 |
| Pretax income | 82,000 | 137,000 | 197,000 | 227,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 82,000 | 137,000 | 197,000 | 227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,682,000 | 3,674,000 | 3,704,000 | 3,650,000 |