Call reports 2016
1ST BANK IN HOMINY — 2016
What 1ST BANK IN HOMINY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 41,701,000 | 41,685,000 | 42,385,000 | 41,474,000 |
| Total loans | 17,062,000 | 17,456,000 | 18,050,000 | 18,520,000 |
| Allowance for loan losses | 91,000 | 125,000 | 126,000 | 129,000 |
| Securities available for sale | 3,792,000 | 3,641,000 | 3,557,000 | 3,285,000 |
| Securities held to maturity | 12,011,000 | 11,805,000 | 11,032,000 | 10,330,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,381,000 | 38,362,000 | 38,599,000 | 37,923,000 |
| Interest-bearing deposits | 29,617,000 | 30,385,000 | 30,858,000 | 30,341,000 |
| Noninterest-bearing deposits | 8,764,000 | 7,977,000 | 7,741,000 | 7,582,000 |
| Equity capital | 3,290,000 | 3,278,000 | 3,334,000 | 3,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 304,000 | 626,000 | 948,000 | 1,301,000 |
| Interest expense | 32,000 | 66,000 | 101,000 | 137,000 |
| Net interest income | 272,000 | 560,000 | 847,000 | 1,164,000 |
| Noninterest income | 101,000 | 180,000 | 262,000 | 343,000 |
| Noninterest expense | 328,000 | 651,000 | 973,000 | 1,311,000 |
| Provision for loan losses | 15,000 | 85,000 | 85,000 | 87,000 |
| Pretax income | 30,000 | 4,000 | 51,000 | 109,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 30,000 | 4,000 | 51,000 | 109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,291,000 | 3,265,000 | 3,312,000 | 3,370,000 |
| Total capital | 3,382,000 | 3,390,000 | 3,438,000 | 3,499,000 |
| Risk-weighted assets | 18,415,000 | 17,625,000 | 18,044,000 | 17,972,000 |