Call reports 2015
1ST BANK IN HOMINY — 2015
What 1ST BANK IN HOMINY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 42,591,000 | 41,725,000 | 40,828,000 | 40,628,000 |
| Total loans | 16,578,000 | 16,557,000 | 17,261,000 | 17,313,000 |
| Allowance for loan losses | 138,000 | 140,000 | 88,000 | 84,000 |
| Securities available for sale | 17,678,000 | 17,125,000 | 4,115,000 | 3,886,000 |
| Securities held to maturity | 0 | 0 | 7,043,000 | 11,578,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,191,000 | 38,672,000 | 37,527,000 | 37,385,000 |
| Interest-bearing deposits | 29,726,000 | 28,662,000 | 22,772,000 | 28,625,000 |
| Noninterest-bearing deposits | 9,465,000 | 10,010,000 | 14,755,000 | 8,760,000 |
| Equity capital | 3,355,000 | 3,003,000 | 3,232,000 | 3,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 340,000 | 693,000 | 1,005,000 | 1,303,000 |
| Interest expense | 40,000 | 78,000 | 113,000 | 147,000 |
| Net interest income | 300,000 | 615,000 | 892,000 | 1,156,000 |
| Noninterest income | 101,000 | 190,000 | 295,000 | 385,000 |
| Noninterest expense | 328,000 | 664,000 | 997,000 | 1,334,000 |
| Provision for loan losses | 22,000 | 63,000 | 70,000 | 78,000 |
| Pretax income | 51,000 | 78,000 | -258,000 | -249,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 51,000 | 78,000 | -258,000 | -249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,561,000 | 3,588,000 | 3,252,000 | 3,261,000 |
| Total capital | 3,690,000 | 3,728,000 | 3,340,000 | 3,345,000 |
| Risk-weighted assets | 19,789,000 | 19,375,000 | 18,416,000 | 18,236,000 |