Call reports 2014
1ST BANK IN HOMINY — 2014
What 1ST BANK IN HOMINY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 41,940,000 | 41,491,000 | 41,860,000 | 40,996,000 |
| Total loans | 15,745,000 | 16,354,000 | 16,009,000 | 16,690,000 |
| Allowance for loan losses | 129,000 | 133,000 | 121,000 | 123,000 |
| Securities available for sale | 22,400,000 | 22,522,000 | 17,272,000 | 17,481,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,688,000 | 38,736,000 | 39,062,000 | 37,961,000 |
| Interest-bearing deposits | 30,360,000 | 29,679,000 | 29,998,000 | 29,112,000 |
| Noninterest-bearing deposits | 9,328,000 | 9,057,000 | 9,064,000 | 8,849,000 |
| Equity capital | 2,199,000 | 2,532,000 | 2,697,000 | 2,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 367,000 | 738,000 | 1,095,000 | 1,436,000 |
| Interest expense | 45,000 | 89,000 | 135,000 | 179,000 |
| Net interest income | 322,000 | 649,000 | 960,000 | 1,257,000 |
| Noninterest income | 92,000 | 188,000 | 284,000 | 371,000 |
| Noninterest expense | 314,000 | 624,000 | 936,000 | 1,273,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 100,000 | 213,000 | 302,000 | 349,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 100,000 | 213,000 | 302,000 | 349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,561,000 | 3,495,000 | 3,583,000 | 3,510,000 |
| Total capital | 3,690,000 | 3,628,000 | 3,704,000 | 3,633,000 |
| Risk-weighted assets | 19,359,000 | 19,968,000 | 19,658,000 | 20,075,000 |