Call reports 2013
1ST BANK IN HOMINY — 2013
What 1ST BANK IN HOMINY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 42,233,000 | 39,467,000 | 39,160,000 | 40,267,000 |
| Total loans | 12,990,000 | 13,417,000 | 13,642,000 | 15,174,000 |
| Allowance for loan losses | 154,000 | 123,000 | 127,000 | 123,000 |
| Securities available for sale | 24,444,000 | 23,873,000 | 22,863,000 | 22,404,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,253,000 | 36,665,000 | 37,071,000 | 38,404,000 |
| Interest-bearing deposits | 29,438,000 | 28,337,000 | 28,405,000 | 29,602,000 |
| Noninterest-bearing deposits | 8,814,000 | 8,328,000 | 8,666,000 | 8,802,000 |
| Equity capital | 3,947,000 | 2,670,000 | 1,997,000 | 1,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 388,000 | 746,000 | 1,102,000 | 1,471,000 |
| Interest expense | 43,000 | 87,000 | 130,000 | 173,000 |
| Net interest income | 345,000 | 659,000 | 972,000 | 1,298,000 |
| Noninterest income | 76,000 | 143,000 | 305,000 | 335,000 |
| Noninterest expense | 306,000 | 531,000 | 940,000 | 1,254,000 |
| Provision for loan losses | 0 | 35,000 | 35,000 | 35,000 |
| Pretax income | 282,000 | 403,000 | 469,000 | 511,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 282,000 | 403,000 | 469,000 | 511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,739,000 | 3,579,000 | 3,524,000 | 3,461,000 |
| Total capital | 3,893,000 | 3,702,000 | 3,651,000 | 3,584,000 |
| Risk-weighted assets | 16,744,000 | 16,449,000 | 16,918,000 | 18,371,000 |