Call reports 2012
1ST BANK IN HOMINY — 2012
What 1ST BANK IN HOMINY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 42,004,000 | 42,078,000 | 41,728,000 | 42,357,000 |
| Total loans | 12,328,000 | 12,240,000 | 12,142,000 | 12,657,000 |
| Allowance for loan losses | 214,000 | 187,000 | 142,000 | 154,000 |
| Securities available for sale | 24,567,000 | 23,895,000 | 27,153,000 | 25,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,732,000 | 37,591,000 | 37,331,000 | 38,400,000 |
| Interest-bearing deposits | 28,244,000 | 28,659,000 | 28,658,000 | 29,098,000 |
| Noninterest-bearing deposits | 9,488,000 | 8,932,000 | 8,673,000 | 9,302,000 |
| Equity capital | 4,243,000 | 4,432,000 | 4,333,000 | 3,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 416,000 | 818,000 | 1,229,000 | 1,624,000 |
| Interest expense | 44,000 | 88,000 | 129,000 | 173,000 |
| Net interest income | 372,000 | 730,000 | 1,100,000 | 1,451,000 |
| Noninterest income | 74,000 | 139,000 | 221,000 | 293,000 |
| Noninterest expense | 322,000 | 636,000 | 963,000 | 1,256,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 124,000 | 234,000 | 359,000 | 625,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 124,000 | 234,000 | 359,000 | 625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,581,000 | 3,690,000 | 3,616,000 | 3,458,000 |
| Total capital | 3,780,000 | 3,877,000 | 3,758,000 | 3,612,000 |
| Risk-weighted assets | 15,941,000 | 16,340,000 | 16,204,000 | 16,157,000 |